Contribution limits are increasing for the Health Savings Account and Flexible Spending Accounts

Contribution limits are increasing for the Health Savings Account and Flexible Spending Accounts

Health Savings Account (HSA)

The amount that you can contribute to your HSA for 2027 is increasing to:

$4,500* for employee only coverage and
$9,000* for all other coverage tiers.

The catch-up contribution for those ages 55 and older remains unchanged at $1,000.

Flexible Spending Accounts (FSAs)

You can elect to make contributions to Health Care and Limited Purpose FSAs of up to $3,400.**
The Dependent Care FSA contribution limit remains at $7,500.

* This includes the employer contribution to the HSA on your behalf if you are enrolled in the Core or Premier medical plan with an HSA. The catch-up contribution for those ages 55 and older remains unchanged at $1,000.

** FSA contribution limits for 2027 are expected to be announced later this year.

How much is the employer contribution to the HSA?

If you are enrolled in the Core or Premier medical plan with an HSA in 2027, you’ll automatically receive the employer HSA contribution. The amount you’ll receive remains the same for 2027, as shown below.

If your annual base salary as of October 1, 2026, is:

Less than $50,000

You’ll receive:

$1,200 for employee only coverage or
$1,700 for employee + dependents coverage.

$50,000 to $99,999

You’ll receive:

$800 for employee only coverage, or
$1,300 for employee + dependents coverage.

$100,000 +

You’ll receive:

$400 for employee only coverage, or
$800 for employee + dependents coverage.

Learn more about the HSA on the Flex HR Portal (http://benefits.flex.ehr.com).